Dental Insurance Plans in Houston, TX

Did you know you’re supposed to visit your dentist at least twice a year for a cleaning and check-up? Although your toothbrush and floss are effective, they are not enough to keep your smile healthy. You also need to see your dentist regularly.

Now, it’s easier than ever to get the care you need without draining your wallet. Your dental insurance offers the comprehensive, affordable care your teeth and gums rely on. Our office works with many leading insurance carriers to help you maximize your benefits to invest in a healthy smile.

How Dental Insurance Works

Dental insurance is designed with prevention in mind. Keeping your teeth and gums healthy gives you more than just a beautiful smile. It also reduces your dental costs by preventing the need for a costly treatment down the road. In fact, research shows every $1 spent on prevention can save you as much as $50 on restorative and emergency care. You’ll have the coverage you need to maintain your oral health. Although every policy differs, most plans include:

• 100% cover for preventive care
• Around 70%-80% cover for minor restorative care
• Around 50% cover for major restorative care

The Difference Between Dental and Medical Insurance

Your dental insurance works a bit differently than your medical coverage because there are annual limits. By paying your monthly premium, you have access to a comprehensive policy, like routine cleanings and check-ups. You’re also given an annual allowance to reduce the amount you pay for your treatments after reaching your yearly deductible. You won’t need to let dental issues go untreated because you’re worried about a large bill. You’ll get the services you need for reduced rates.

At the end of the year, your dental insurance expires. You won’t be reimbursed for anything you haven’t used, and it won’t carry over into the new year. With less than 3% of Americans meeting or exceeding their annual benefits, we will help you maximize your policy to ensure you don’t waste your benefits.

In-Network vs. Out-of-Network

Your insurance gives you the option to visit an in-network or out-of-network dentist. We work with all patients to help them maximize their dental coverage.

In-Network Dental Coverage Available in Texas

Many insurance carriers recommend you visit a dentist who is in their network because they have pre-negotiated rates with one another for specific services. We are in-network with a variety of insurance carriers, including:

• Delta Dental
• United Concordia Insurance
• DHA
• Sun Life Financial
• Aetna
• Mutual of Omaha

Out-of-Network Dental Coverage Available in Texas

You have the freedom to choose any dentist that accepts your insurance, even if they are out-of-network. This can give you more options; however, you’ll need to pay the difference between your insurance’s allowable amounts and the dentist’s fees.

Enjoy Affordable Dental Care

You can get the personalized services you need to maintain your oral health goals. We will work on your behalf with your insurance carrier to maximize your annual benefits. If you’re ready to invest in a healthy smile for reduced rates, contact our office today to schedule an appointment.